Buying your first home is one of the most significant decisions you'll make — and also one where the gap between what buyers know they should do and what they actually do tends to be widest. This checklist is designed to close that gap, covering every stage from shortlisting to signing so that nothing important falls through the cracks.
Stage 1: Before You Visit Any Project
Pre-Visit Checklist
- Define your realistic budget, including 10–15% buffer for registration, GST, and charges
- List your non-negotiable location requirements (commute, schools, hospitals)
- Research RERA-registered projects in your target localities
- Identify 2–3 developers with completed projects you can visit
Stage 2: Evaluating the Developer
Developer Due Diligence
- Verify RERA registration number independently on the official portal
- Check past projects for on-time delivery and quality consistency
- Visit a completed project and speak with actual residents
- Confirm the developer has a physical, reachable local office
Stage 3: Evaluating the Property
Property and Location Checks
- Visit the site at different times of day — not just during a scheduled presentation
- Check actual commute times to your workplace and essential services
- Review the approved layout plan, not just the marketing brochure
- Inspect a unit under construction or near-completed, not just the show flat
- Ask specifically about waterproofing, electrical standards, and structural materials
Stage 4: Legal and Documentation Review
Legal Verification Checklist
- Land title and chain of ownership verified by an independent lawyer
- All government approvals and No Objection Certificates confirmed
- Agreement for sale reviewed thoroughly before signing
- Possession date and delay penalty clause clearly stated in the agreement
- Full payment schedule and refund terms documented
Stage 5: Financial Preparation
Financial Checklist
- Total cost (base price + registration + GST + maintenance deposit) confirmed in writing
- Home loan eligibility pre-assessed before booking
- EMI calculations checked against actual monthly budget, not just headline income
- Stamp duty and registration cost estimated for your specific unit
Ready to Start With a Trustworthy Project?
SST Developers' team at Akshita Vatika Phase 2 will walk you through every item on this checklist — nothing hidden, no pressure.
Schedule a Site Visit →Conclusion
First-time buyers who go through each stage of this checklist methodically — rather than skipping stages under time or sales pressure — consistently end up with fewer regrets. The process takes more time upfront, but that time is the best investment you can make before committing to one of the largest purchases of your life.